Stop splitting with your upline. Get your own residual stream, agent hierarchy, CRM integration, and access to verticals most processors will not clear.
Board merchants directly from Aquifer. Auto-sync sub-merchant IDs, live portfolio data, and real-time status updates. No double entry, no spreadsheet reconciliation.
Volume, effective rates, residual run rate, and portfolio health updated daily. Not monthly. Not "by the 15th." Daily. Know exactly where your money is at all times.
Multi-level split structures, auto-calculated residual distribution across your full agent tree. Bring your team, keep your overrides, scale without operational headaches.
Restaurants, healthcare, legal, auto, property management, insurance, construction, eCommerce, and more. Broad category coverage means fewer declines and more merchants you can board.
Visa, Mastercard, Amex, Discover, and Interac under a single agreement. Board merchants on both sides of the border without separate processor relationships.
| Card Type | Rate |
|---|---|
| Visa Credit (Rewards II) | 1.65% + $0.10 |
| MC World Elite | 2.00% + $0.10 |
| Visa Debit (regulated) | 0.05% + $0.22 |
| Interac (Canada) | $0.07 flat |
Rates shown are interchange pass-through examples. Your merchant's total cost = interchange + 0030 markup + your agreed basis points. No hidden fees, no monthly minimums on standard accounts.
You set the merchant's rate above interchange + 0030 markup. The spread is your residual. You own it permanently. No quota resets, no clawbacks, no sunset clauses. Your book is your book.
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